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Modern fintech platforms have replaced slow, expensive SWIFT transfers with instant or near-instant overseas delivery.
https://mobile-payment-app-austra65421.jts-blog.com/37481150/overseas-money-transfer-australia-is-central-to-australia-s-multicultural-and-globalised-economy-as-individuals-and-businesses-demand-quicker-cheaper-and-more-transparent-cross-border-payments